Borrowing money always costs money, we can be clear about that. When you apply for a loan, you naturally want to do this in the most cost-effective way. The mini loan is not exactly known as a loan form with which you can borrow money in a cheap way. This negative image is due to the mini loan from the time that many lenders came to market with the mini loan. These days, fortunately, this is a lot better organized for you as a consumer. Partly due to the supervision of the AFM, the mini-loan providers that calculated high costs are now a thing of the past.
Tip: if you have previously applied for a loan from a mini-loan provider, you already have the money in your account with a second or subsequent request in 10 minutes.
Less high costs
Where a few years ago high interest rates were passed on to you as a customer, nowadays this is better arranged. There is no single mini-loan provider in the Netherlands where you still pay usury if you apply for a mini-loan. Of course you owe interest but nowadays this is a reasonable rate.
Are no other high costs charged?
No more high interest rates …. but then you will think that other high costs will be charged. That is also a thing of the past! The connection and / or administration costs are also minimal if they are already calculated. It is advisable to always compare the different providers with each other. This way you not only take out the cheapest mini-loan, but you also know the conditions that you will have to deal with.
More mini loans closed
Although the crisis is already behind us, more and more mini-loans are being taken out. The reason for this is that the costs for the loan have fallen enormously and that only reliable providers are still active. Whereas in the past there were lenders active who only wanted to earn money quickly, there are now only 3 active which are under strict supervision of the AFM. And where you can borrow money with confidence.
Reliable mini-loan providers
As we already wrote, the mini-loan has acquired a more positive image in recent years, and yet many people still have a negative feeling. We often get the question, which mini-loan provider is reliable? We always advise our customers the mini-loan providers Zaloan and Eicredit. Thanks to their many years of experience, these two lenders are reliable providers of the small loan. You can therefore apply for a loan from these financial institutions without any problems.
You can already take out a mini-credit for an amount of € 50 with a maximum of € 1000. An advice that we want to give you is never more than strictly necessary. And do not take out a small loan if it is not really necessary. We hope that after reading this article you have gained more confidence in this loan form and the lenders offering this loan. Are you going to borrow money? Then take a look at this page and compare the providers before you make a choice.